{"id":56236,"date":"2025-07-25T16:18:23","date_gmt":"2025-07-25T21:18:23","guid":{"rendered":"https:\/\/abound.college\/finishcollege\/?post_type=advice&#038;p=56236"},"modified":"2026-01-26T11:01:55","modified_gmt":"2026-01-26T17:01:55","slug":"finish-degree-credit-transfer-pla","status":"publish","type":"advice","link":"https:\/\/abound.college\/finishcollege\/advice\/finish-degree-credit-transfer-pla\/","title":{"rendered":"How to Finish Your Degree Without Starting Over: A Guide to Credit Transfer and Prior Learning Assessment"},"content":{"rendered":"\n<p>Going back to college as an adult can feel overwhelming\u2014but what if you didn\u2019t have to start from scratch? Whether you\u2019ve taken college classes before or gained valuable experience through work or military service, you may already be closer to graduation than you think.<\/p>\n\n\n\n<p>By understanding how <strong>credit transfers<\/strong> and <strong>Prior Learning Assessment (PLA)<\/strong> work, you can finish your degree faster\u2014and for less money. This guide walks you through the key strategies to turn your past into progress and complete your bachelor\u2019s degree with confidence.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-make-the-most-of-your-previous-college-credits\">\ud83c\udf93 Make the Most of Your Previous College Credits<\/h2>\n\n\n\n<p>If you\u2019ve attended college in the past\u2014even if it was years ago\u2014you may have accumulated credits that still count toward a degree today. Knowing how to transfer those credits can help you avoid repeating courses and reduce both the cost and time to graduation.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-gather-your-transcripts\">\ud83d\udcd1 Gather Your Transcripts<\/h3>\n\n\n\n<p>Start by requesting official transcripts from any colleges or universities you\u2019ve attended. Most institutions have an online request form or portal for this process.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-understand-transfer-policies\">\ud83d\udcda Understand Transfer Policies<\/h3>\n\n\n\n<p>Each college sets its own rules for what credits it accepts. Some may only accept courses from regionally accredited institutions or set limits on the age of coursework. Be sure to ask your prospective college about their transfer credit evaluation process. <\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-explore-articulation-agreements\">\ud83d\udd17 Explore Articulation Agreements<\/h3>\n\n\n\n<p>Some schools\u2014especially those in the same state\u2014have formal agreements (called articulation agreements) that make transferring credits smoother. These partnerships are designed to help students retain the maximum number of credits when switching institutions.<\/p>\n\n\n\n<p><strong>\ud83d\udca1 Want to skip the guesswork?<\/strong><br>Browse our list of <a href=\"https:\/\/abound.college\/finishcollege\/best-colleges-for-adults\/\">Best Colleges for Adults<\/a>\u2014featuring schools that support transfer credit, life experience credit, and flexible pathways to graduation.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-earn-credit-for-what-you-already-know-prior-learning-assessment-pla\">\ud83e\udde0 Earn Credit for What You Already Know: Prior Learning Assessment (PLA)<\/h2>\n\n\n\n<p>Not all college learning happens in the classroom. If you\u2019ve gained knowledge through work, military service, certifications, or volunteering, you may be able to convert that experience into college credit through <strong>Prior Learning Assessment (PLA)<\/strong>.<\/p>\n\n\n\n<p><strong><a href=\"https:\/\/www.cael.org\/\" target=\"_blank\" rel=\"noreferrer noopener\">The Council for Adult and Experiential Learning (CAEL)<\/a><\/strong> provides national standards and resources to help you understand how PLA works and how to get started.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-what-counts-toward-pla-credit\">\u2705 What Counts Toward PLA Credit?<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Full-time or long-term job experience<\/li>\n\n\n\n<li>Military service or training programs<\/li>\n\n\n\n<li>Industry certifications (e.g., CompTIA, CNA, PMP)<\/li>\n\n\n\n<li>Volunteer leadership roles<\/li>\n\n\n\n<li>Self-guided learning tied to course outcomes<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-types-of-pla-options\">\u270d\ufe0f Types of PLA Options<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>CLEP<\/strong> and <strong>DSST<\/strong> exams let you demonstrate subject knowledge and earn college credit by testing out of general education requirements.\n<ul class=\"wp-block-list\">\n<li><strong><a href=\"https:\/\/clep.collegeboard.org\/\" target=\"_blank\" rel=\"noreferrer noopener\">CLEP exams<\/a><\/strong> are widely accepted by colleges and can help you earn credit in subjects like math, English, and history.<\/li>\n\n\n\n<li><strong><a href=\"https:\/\/www.prometric.com\/test-takers\/search\/dsst\" target=\"_blank\" rel=\"noreferrer noopener\">DSST exams<\/a><\/strong> are another credit-by-exam option, especially helpful for military and adult learners looking to demonstrate college-level learning.<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>Portfolio Assessments<\/strong>: Submit a detailed collection of your experiences, accomplishments, and how they align with course-level learning outcomes.<\/li>\n\n\n\n<li><strong>ACE or Military Transcript Evaluations<\/strong>: If you served in the military, you might already have credits documented and approved by the <a href=\"https:\/\/www.acenet.edu\/Programs-Services\/Pages\/Credit-Transcripts\/Students.aspx\">American Council on Education<\/a>.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-how-to-apply-for-pla\">\ud83d\udce8 How to Apply for PLA<\/h3>\n\n\n\n<p>Each college\u2019s PLA process is different, but most include these steps:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Submit documentation (transcripts, resumes, certificates)<\/li>\n\n\n\n<li>Complete a PLA workshop or orientation (if required)<\/li>\n\n\n\n<li>Build a portfolio or take exams<\/li>\n\n\n\n<li>Receive credit evaluation and approval<\/li>\n<\/ol>\n\n\n\n<p><a href=\"https:\/\/abound.college\/finishcollege\/advice\/credit-for-life-experience-how-a-prior-learning-assessment-pla-can-benefit-you\/\">Read our guide to College Credit for Life Experience<\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-flexible-degree-completion-programs-for-adults\">\ud83d\udd52 Flexible Degree Completion Programs for Adults<\/h2>\n\n\n\n<p>Many colleges today offer <strong>degree completion programs<\/strong> tailored specifically to non-traditional students. These programs acknowledge the realities of adult life\u2014work, family, and limited time\u2014and offer flexible options to help you succeed.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-flexible-learning-options\">\ud83d\udda5\ufe0f Flexible Learning Options<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>100% online and hybrid formats<\/li>\n\n\n\n<li>Evening or weekend classes<\/li>\n\n\n\n<li>Accelerated terms for faster progress<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-support-built-for-adult-learners\">\ud83d\ude4c Support Built for Adult Learners<\/h3>\n\n\n\n<p>These programs often include personalized advising, career services, and dedicated staff who understand the unique needs of adult students.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-steps-to-finish-your-degree-without-starting-over\">\ud83e\udded Steps to Finish Your Degree Without Starting Over<\/h2>\n\n\n\n<p>Here\u2019s your step-by-step plan to make the most of your existing experience:<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-1-research-colleges\">1. Research Colleges<\/h3>\n\n\n\n<p>Look for schools that offer generous credit transfer policies and robust PLA options. Make sure they offer formats (online, evening, hybrid) that fit your schedule. <\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-2-gather-documentation\">2. Gather Documentation<\/h3>\n\n\n\n<p>Collect previous college transcripts and any materials related to your work experience\u2014like resumes, certifications, and proof of training.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-3-consult-an-advisor\">3. Consult an Advisor<\/h3>\n\n\n\n<p>Reach out to an academic advisor at your chosen college. They can help you assess which credits will transfer and how PLA can work for you. <\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-4-apply-for-admission\">4. Apply for Admission<\/h3>\n\n\n\n<p>Start your application and be sure to submit all relevant documents to ensure you receive full credit consideration.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-5-create-a-graduation-plan\">5. Create a Graduation Plan<\/h3>\n\n\n\n<p>Work with your advisor to map out a plan that maximizes your credits, minimizes duplication, and gets you to graduation faster. Check out our <a href=\"https:\/\/abound.college\/finishcollege\/advice\/student-services-for-non-traditional-students\/\">guide to navigating student services<\/a> to help get you to that graduation stage!<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-download-credit-transfer-amp-pla-questions-to-ask-before-you-apply\">\ud83e\uddfe Download: Credit Transfer &amp; PLA Questions to Ask Before You Apply<\/h2>\n\n\n\n<p>Not sure what to ask colleges about transfer credits or life experience credit? Use this free checklist to guide your research and avoid starting from scratch.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u2705 What schools accept your previous credits?<\/li>\n\n\n\n<li>\u2705 Which PLA options (like CLEP, portfolios, or military credit) are offered?<\/li>\n\n\n\n<li>\u2705 How many transfer or PLA credits can you apply?<\/li>\n<\/ul>\n\n\n\n<p><a href=\"https:\/\/abound.college\/finishcollege\/wp-content\/uploads\/sites\/2\/2025\/07\/Credit-Transfer-PLA-Questions-to-Ask-Before-You-Apply.docx\" target=\"_blank\" rel=\"noreferrer noopener\">\ud83d\udce5 Download Checklist (PDF)<\/a><\/p>\n\n\n\n<p>No email required. Just click to download and get started.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-you-re-closer-than-you-think\">\ud83c\udf89 You\u2019re Closer Than You Think<\/h2>\n\n\n\n<p>You\u2019ve already done the hard part\u2014now it\u2019s time to finish what you started. With the right support, flexible degree options, and recognition for what you already know, you can earn your college degree and take the next step toward your personal and professional goals.<\/p>\n\n\n\n<p><a href=\"https:\/\/abound.college\/finishcollege\/colleges\/school-search\/\">\ud83d\udd0d Explore Adult-Friendly Colleges<\/a><\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity is-style-dots\"\/>\n\n\n\n<p><strong>How Abound Evaluates Colleges for Adult Learners<\/strong><br>Abound: Finish College focuses exclusively on colleges and universities that serve adult and non-traditional students. Our content is reviewed by higher education professionals and informed by publicly available data, institutional disclosures, and direct conversations with accredited colleges and universities.<\/p>\n\n\n\n<p>Schools featured on Abound are evaluated for flexibility, academic quality, student support, and outcomes relevant to working adults and degree-completion students.<\/p>\n\n\n\n<p><strong>Explore your options:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/abound.college\/finishcollege\/colleges\/school-search\/\">Search accredited colleges<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/abound.college\/finishcollege\/best-online-colleges\/\">View the Best Online Colleges<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/abound.college\/finishcollege\/best-colleges-for-adults\/\">See the Best Colleges for Adults<\/a><\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>Going back to college as an adult can feel overwhelming\u2014but what if you didn\u2019t have to start from scratch? Whether you\u2019ve taken college classes before or gained valuable experience through work or military service, you may already be closer to graduation than you think. By understanding how credit transfers and Prior Learning Assessment (PLA) work, [&hellip;]<\/p>\n","protected":false},"featured_media":56238,"template":"","class_list":["post-56236","advice","type-advice","status-publish","has-post-thumbnail","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.3 (Yoast SEO v27.3) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Finish Your Degree Without Starting Over | Abound: Finish College<\/title>\n<meta name=\"description\" content=\"Learn how to finish college faster with credit transfer and Prior Learning Assessment (PLA). Tips for adult learners, transfer students, and career changers.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/abound.college\/finishcollege\/advice\/finish-degree-credit-transfer-pla\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"How to Finish Your Degree Without Starting Over: A Guide to Credit Transfer and Prior Learning Assessment\" \/>\n<meta property=\"og:description\" content=\"Learn how to finish college faster with credit transfer and Prior Learning Assessment (PLA). 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